RACA are made up of local financial and advice services who have come together to champion fair, honest and ethical credit. They work with organisations, charities and groups so that you have the tools to allow people to make improved choices around the use of credit.
The aim of RACA is to prevent people turning to illegal money lenders for credit and to improve financial resilience across Renfrewshire.
To help with this they have launched a digital resource to help people understand their choices. You can access the guide online by clicking here.